Dear Savvy Senior, What can you tell me about three-wheeled bicycles? I’m 65 years old and would like to start cycling again but I have some occasional balance problems and don’t trust myself on a two-wheeler. What can you recommend? Ready to Ride Dear Ready, Three-wheeled bikes – also known as adult trikes – are a great cycling option for older adults, especially those who have concerns with their balance or stamina. Here’s what you should know, along with some tips to help you shop for one. Safer Cycling If you’d like … [Read more...] about Trikes for grown-ups
Dear Savvy Senior, What can you tell me about the Supplemental Security Income program and what are the eligibility requirements? My father is very low-income, so I’m wondering if this is something he may qualify for. Searching Daughter Dear Searching, Supplemental Security Income (or SSI) is a program administered by the Social Security Administration that provides monthly cash benefits to people that are disabled or over 65 based on financial need. Currently, more than 8 million people are receiving SSI benefits. Here’s … [Read more...] about How SSI can help low-income seniors and the disabled
Dear Savvy Senior, I will be retiring in a few months and need to get some health insurance for my wife and me until we can enroll in Medicare. What are my options? About to Retire Dear About, There are several places early retirees can find health insurance coverage before Medicare kicks in, but the best option for you and your wife will depend on your income level and your health care needs. Here’s where to look. Government Marketplace If your yearly income falls below the 400 percent poverty level after you retire, the … [Read more...] about Finding health insurance before Medicare kicks in
Dear Savvy Senior, Is there anything seniors can do to stop perpetual robocalls? It seems like I get five to 10 a day on my home and cell phone, and I’m sick of it! Frustrated Frank Dear Frank, Robocalls make up around 50 percent of all phone calls today, and it’s only getting worse. Americans were hit with 26.3 billion robocalls in 2018, a whopping 46 percent increase from the year before. Fortunately, there are a variety of tools available today that can help you greatly reduce them. Register Your Numbers If you … [Read more...] about How seniors can stop frustrating robocalls
Dear Savvy Senior, I will be enrolling in Medicare in a few months, and would like to know how Medicare covers vision services? I currently have vision insurance through my employer but will lose it when I retire. Looking Ahead Dear Looking, Many people approaching 65 are unclear on what Medicare does and doesn’t cover when it comes to vision services. The good news is that original Medicare covers most medical issues like cataract surgery, treatment of eye diseases and medical emergencies. But unfortunately, routine care … [Read more...] about Does Medicare cover vision services?
Dear Savvy Senior, Can you recommend some good stair lift companies? I have a difficult time getting up and down the stairs anymore and am interested in purchasing a stair lift for my house but could use some help choosing one. Arthritic Ann Dear Ann, A good home stair lift is an excellent solution for those with mobility challenges who have trouble with steps. A stair lift will carry you up and down the stairs in a safe seated position, providing easy access to the second story or basement level of your home. To help … [Read more...] about How to choose a good home stair lift
Dear Savvy Senior Are there any proven strategies to preventing cognitive decline? I have a family history of dementia and worry about my own memory and cognitive abilities as I grow older. What can you tell me? Almost 60 Dear Almost, For most people, starting in their fifties and sixties, the brain’s ability to remember names, multi-task or learn something new starts declining. While our genes (which we can’t control) play a key role in determining our cognitive aging, our general health (which we do have some control over) … [Read more...] about How to slow down cognitive aging
Dear Savvy Senior, What are the IRS income tax filing requirements for retirees this tax season? My income dropped way down when I had to retire last year, so I’m wondering if I need to file a tax return this year. Retired Ron Dear Ron, Whether or not you are required to file a federal income tax return this year actually depends on several factors: how much you earned last year (in 2018); the source of that income; your age; and your filing status. Here’s a rundown of this tax season’s IRS tax filing requirement thresholds. … [Read more...] about Do I need to file a tax return this year?
Dear Savvy Senior, What tips or resources can you recommend to help elderly seniors extend their driving years? My dad, who’s 82, is still a decent driver, but I worry about his safety going forward. Inquiring Daughter Dear Inquiring, With more than 40 million licensed drivers in the U.S. over the age of 65, there are lots of resources available today to help keep older drivers safe and behind the wheel longer. Here are some simple steps you can take to help keep your dad driving safely. Get his eyes checked: Because about 90 … [Read more...] about Helping seniors extend their driving years
Dear Savvy Senior, What are the warning signs for glaucoma? My 65-year-old brother lost some of his vision because of it but never had a clue anything was wrong. Could I be at risk too? Concerned Sister Dear Concerned, It’s called the “silent thief of sight” for a reason. With no early warning signs or pain, most people that have glaucoma don’t realize it until their vision begins to deteriorate. Here’s what you should know. Glaucoma is a group of eye diseases that can damage the optic nerve and cause vision loss and … [Read more...] about Could you have glaucoma?